Terms and Conditions
This is a general draft of the Terms of Service for Garuda Kapitalika. It is provided as a starting template and should be reviewed and adapted by qualified legal counsel before publication, to ensure it reflects your actual services, obligations, and the jurisdictions in which you operate.
1. Acceptance of Terms
By accessing or using the website and services provided by Garuda Kapitalika ("we", "us", "our"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you should not use our website or services.
2. Description of Services
Garuda Kapitalika provides AI-driven data analysis and decision-optimization support intended to assist institutional and high-net-worth investors in evaluating information. Our services are informational and analytical in nature and do not constitute financial, investment, legal, or tax advice. Any outputs, reports, or recommendations generated through our platform should be independently verified before being relied upon for decision-making.
3. No Investment Advice
Nothing provided by Garuda Kapitalika should be construed as a recommendation to buy, sell, or hold any security, asset, or financial instrument. Users are solely responsible for their own investment decisions and should consult with qualified, licensed professionals before acting on any information obtained through our services.
4. Eligibility and Account Responsibilities
You must be legally capable of entering into binding contracts to use our services. If an account is required to access certain features, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.
5. Acceptable Use
You agree not to misuse our website or services, including but not limited to: attempting unauthorized access to our systems, interfering with the normal operation of the platform, reverse engineering our software, or using our services for any unlawful purpose. We reserve the right to suspend or terminate access for users who violate these conditions.
6. Intellectual Property
All content, software, design elements, and materials made available through Garuda Kapitalika, including text, graphics, logos, and analytical methodologies, are the property of Garuda Kapitalika or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without prior written consent.
7. Fees and Payment
Where applicable, fees for services will be disclosed prior to purchase or subscription. Users are responsible for paying all applicable fees in a timely manner. Specific billing terms, renewal cycles, and refund conditions, if any, should be detailed in a separate order form or service agreement.
8. Disclaimers
Our services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the services will be uninterrupted, error-free, or that any analysis or output will be accurate or complete.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Garuda Kapitalika and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of or inability to use our services.
10. Indemnification
You agree to indemnify and hold harmless Garuda Kapitalika, its officers, employees, and affiliates from any claims, damages, liabilities, and expenses arising out of your use of the services, your violation of these Terms, or your infringement of any third-party rights.
11. Third-Party Links and Services
Our website or services may contain links to third-party websites or resources. Garuda Kapitalika is not responsible for the content, accuracy, or practices of any third-party sites, and inclusion of such links does not imply endorsement.
12. Termination
We reserve the right to suspend or terminate your access to our services at our discretion, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties.
13. Changes to These Terms
We may update these Terms from time to time to reflect changes in our services or legal requirements. Any updates will be posted on this page. Continued use of our services after changes are posted constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Garuda Kapitalika operates, without regard to conflict of law principles. The specific governing jurisdiction should be confirmed and inserted by legal counsel during finalization of this document.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.
16. Contact
Questions regarding these Terms and Conditions should be directed through the contact channels listed on our Contact page.
This document is a general template provided for informational purposes and does not constitute legal advice. Garuda Kapitalika recommends obtaining professional legal review prior to relying on this document for operational use.