Privacy Policy

Last updated: [Insert Date]

1. Introduction

Garuda Kapitalika ("we," "us," or "our") provides AI-driven data analysis and decision-optimization support for institutional and high-net-worth investors. This policy describes the categories of information we may collect, how that information may be used and shared, and the choices available to visitors and clients. By accessing or using our website, you acknowledge the practices described in this policy.

2. Information We Collect

We may collect information in the following general categories:

• Information you provide directly — such as your name, email address, company name, phone number, and any details submitted through contact or inquiry forms.
• Automatically collected information — such as IP address, browser type, device identifiers, pages viewed, referring URLs, and timestamps, typically gathered through server logs and similar technologies.
• Communications — records of correspondence when you contact us, including the content of messages and any attachments.

We do not knowingly collect sensitive financial account credentials or payment card data through this website.

3. How We Use Information

Information collected may be used to:

• Respond to inquiries and provide requested information about our services.
• Operate, maintain, and improve the functionality and security of our website.
• Communicate updates, administrative notices, or follow-up correspondence related to your inquiry.
• Comply with applicable legal obligations and enforce our terms of service.

4. Legal Basis for Processing

Where applicable law requires a legal basis for processing personal information, we generally rely on one or more of the following: your consent, the necessity of processing to respond to your request, our legitimate interests in operating and securing our website, or compliance with a legal obligation. The specific basis depends on the context in which information is collected.

5. Cookies and Similar Technologies

Our website may use cookies, local storage, or similar tracking technologies to support basic functionality, remember preferences, and understand how visitors interact with our pages. You can typically control or disable cookies through your browser settings; doing so may affect certain features of the site.

6. Sharing of Information

We do not sell personal information. We may share information in the following limited circumstances:

• With service providers who perform functions on our behalf, such as hosting or email delivery, under appropriate confidentiality obligations.
• When required by law, regulation, legal process, or governmental request.
• To protect the rights, property, or safety of Garuda Kapitalika, our users, or others.
• In connection with a merger, acquisition, financing, or sale of business assets, subject to applicable legal protections.

7. Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this policy, unless a longer retention period is required or permitted by law. Criteria used to determine retention periods include the nature of the information, the purpose of processing, and applicable legal or regulatory requirements.

8. Data Security

We use reasonable administrative, technical, and organizational measures designed to protect information from unauthorized access, loss, misuse, or alteration. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. International Data Transfers

If you access our website from outside the jurisdiction in which our servers or service providers are located, your information may be transferred to, stored, and processed in a different country. Where required, we aim to apply appropriate safeguards for such transfers.

10. Your Rights and Choices

Depending on your jurisdiction, you may have rights regarding your personal information, which may include the right to access, correct, delete, or restrict the use of your data, and the right to object to certain processing or request data portability. To exercise any available rights, please contact us using the details on our Contact page. We will respond in accordance with applicable law.

11. Children's Privacy

Our website and services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

12. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of those sites, and we encourage you to review their respective privacy policies before providing any information.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated version will be indicated by a revised "Last updated" date. We encourage you to review this policy periodically.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out via the details provided on our Contact page.